If life were a sentence, it would look something like this:
Big Event…………..Something Exciting…………..Lots Going On…………..Etc.
Life is neither grammatically correct, nor is it always good times and shenanigans.
During those bouts of excitement, my productivity is at its peak. While in the middle of our move, for example, I was able to go to work, come home and pack, found the time to exercise and even solved the riddle about how to achieve peace in the Middle East (that post is soon to follow; if I ever get around to it, that is).
Now, as I wait for December 1st and our flight to Japan, there’s really not too much left to accomplish. A few final bills have filtered their way in, I have a couple of phone calls to make, I suppose, oh, and I have a load of laundry to do.
You know what? I’m getting none of it done.
Let’s talk physics – a science I’m not entirely convinced really exists in a post Matrix universe, but let’s talk about it anyways.
The law of inertia states that a body in motion will tend to remain in motion and that a body at rest will tend to remain sitting on her butt, reading cheesy romance novels. That’s just science.
Inertia applies to our lives in many ways.
Our Attitudes: A grump will tend to remain a grump (just ask me about it on one of my bad days).
Our Relationships: Crappy communication will tend to stay crappy.
Our Finances: Spenders will tend to spend. Savers will tend to save.
But, on the bright side, inertia cannot stop change; hinder it, yes, stop it, no.
The full law goes: a body in motion will tend to stay in motion and a body at rest will tend to stay at rest, UNLESS acted upon by an external force.
Change may not be easy. But if I’m ever going to get some laundry done, it’s absolutely necessary. And there is no motivating force quite like the prospect of running out of clean underpants.
Laundry may seem like a small change relative to those you would like to make in your personal finances. It’s certainly easier to continue spending money on the “fun stuff” rather than contributing to your Roth IRA.
The answer to making these changes is to find the greatest motivator. Don’t move a mountain with a shovel, do it with a nuclear warhead.
Don’t change your spending habits by thinking of what you should do (make IRA contributions), do it by thinking of the specific goals you hope to achieve (beach-side, piña colada retirement) or what you hope to avoid (dirty underpants).
Article publié pour la première fois le 08/11/2010