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Martha’s Guide to Success

I like Martha Stewart.

There, I said it.

That statement is usually wildly unpopular when I say it out loud.

Today I found a list from her book The Martha Rules: Martha’s 10 Essentials for Achieving Business Success.  It’s marvelous.

Here they are:

1. What’s passion got to do with it?  Everything.

2. Ask yourself: What’s the big idea?

3. Get a telescope, a wide-angle lens, and a microscope.

4. Teach so you can learn.

5. All dressed up and ready to go.

6. Quality every day.

7. Build an A-Team.

8. The pie isn’t perfect?  Cut it into Wedges.

9. Take risks, not chances.

10. Make it beautiful.

Notice how many of these can be applied to not only business success, but life success and financial success as well.

Article publié pour la première fois le 11/11/2010

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Article publié pour la première fois le 09/09/2010

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Here are some of the articles that I found worthwhile this week:

USAA Financial Power Pyramid @ USAA

The Power of Delaying Gratification @ Sweating the Big Stuff

The Cash Envelope Spending System @ Smart On Money

Should You Save Before Paying Down Debt? @ Punch Debt in the Face

 

Also be sure to check out the Carnival of Money Stories over at Nerd Wallet where my post What Would You Do? was featured.

Find more amazing reads by browsing through the Yakezie Blogroll.

Article publié pour la première fois le 24/09/2010

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The By the Numbers Collection

 


I like lists, bullet points, step-by-step guides, and all time-saving-type articles.  Sure, I could have called it “My Favorite Things” or something equally generic, but that didn’t seem like very much fun. 



 


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5 Things You Can Buy Refurbished


 


 


4 Bad Deals


 


 


6 Childish Lessons in Finance


 


 


5 Painful Ways to Save Money


 


 


5 Library Perks


 


 


5 Stupid Things You Can Do With Your Money


 


Article publié pour la première fois le 24/08/2010

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In our first Disneyland post, we discussed how to help you make the happiest place on earth feel less like the most expensive place on earth. While a trip to Disneyland can yield life-long memories, it can also make one resort to weeping on the Dumbo ride while trying to plan your escape from your creditors due to how expensive everything is. Here are more tips to help save you and your family money while visiting Mickey in his place of residence.

Avoid the souvenir trap. One of the most fun parts of a trip to Disneyland is the part you get to take home with you. No, I’m not talking about memories, those are great too, but I’m talking about the stuffed Mickey Mouse, the Goofy t-shirt, and the Cinderella dress. Kids especially love to find their own personal piece of Disneyland with which to abscond from the park. Unfortunately, Disney didn’t get to be the large wealthy corporation it is today by being dumb. Knowing that nothing can get a parent to part with their hard-earned money faster than a kid throwing a fit because they want a Buzz Lightyear doll, Disney has placed their souvenir shops right at the gates to the park knowing at the end of the day, you can’t escape until your kids have seen all the fun things to buy. Disney is also smart because they have taken all of their fun licensed items and marked the price up, ensuring you walk out the gate with your pockets a little lighter. So, with kids being kids, how do you combat this perfect storm of consumerism? The answer: with a little forethought and planning. While a stuffed Donald Duck might cost $25 in the park itself, chances are you can buy the exact same toy online or in stores outside of the park for a lot less. Before you leave for your Disneyland trip, buy whatever dolls, t-shirts, dresses, etc. you think your kids will love and give it to them when you are entering the park. Then they will have their new toy to play with while waiting in line and hopefully, you’ll avoid the souvenir trap as you leave the park. The best part: you’ll save half the cost of the toys.

Bring your own water bottles. This doesn’t seem like much of a tip, but believe me it is. Remember, everything at Disneyland is hyper-inflated price-wise. Consequently, a 16 oz. bottle of water can set you back $4-$5. FIVE DOLLARS FOR WATER PEOPLE! Don’t buy into that insanity! Bring your own water bottle into the park and bookmark “The Happiest Potties on Earth” (http://www.mouseplanet.com/potties/). This website will show you were every bathroom in the park is located. Inexplicably, many of them are hard to find. Wherever there is a bathroom, a drinking fountain is not far away. Fill up your bottle throughout the day and laugh at all the silly people paying good money for something you got for free.

Finally, because when you are talking about visiting Disneyland, time really is money, try to save time wherever possible. Want to go from one end of the park to another? Take the train! You’ll get a fun ride and get to where you’re going sooner than later. What one of those famous Dole Pineapple Whips? Time your treat with a visit to the Tiki Room. The line for the Dole Whip is shorter in the waiting area than outside. Want to splurge and dine at the Blue Bayou restaurant? Call for reservations days ahead and save time waiting in line or rushing to make a reservation in person. Remember, you only have so much time, make it count.

So there they are, some tips for saving money at Disneyland. Do you have some insider tips for saving money while visiting the Happiest Place on Earth? Tell about it in the comments.

Article publié pour la première fois le 07/10/2013

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Are you new to the world of personal finance?  Well then, hello and welcome (I think this makes me some sort of an ambassador; gee I hope we get badges, oooo or sashes.).  Right now happens to be a good time to take up an interest, perhaps even a passion in proper money management; you know, global recession, high unemployment, catastrophic national debt and all. 

Friend emailed me a great article the other day about the newly frugal souls out there, and it’s got me wondering just how many of you I’ll see around later – please stay, I hear we might be getting badges!

Here are some of the key excerpts from New York Times article Credit for the Recovery

EVERY time the United States suffers a recession, trendspotters hasten to identify signs of frugality, extol the rediscovery of thrift and find evidence that Americans are finally (finally!) kicking their demon debt habit. We crack open history books to locate the anti-debt impulse in pre-revolutionary America and troll through quotation collections for ammunition. I’ve been around long enough to go through this exercise twice — first in the early 1990s and then in 2001 after the dot-com bust. Here we go again…

…Indeed, the savings rate, which fell into negative territory in 2005 at the height of the boom, bounced back strongly. Through 2009 and thus far in 2010, Americans have been setting aside 5 percent to 7 percent of disposable income as savings. Web sites like couponmom.com and Groupon have attracted millions of penny-pinching users.

But for this recovery to mature, broaden and persist, the greatest economic force known to mankind — the American consumer — has to get back in the game.

In an economy in which consumers account for 70 percent of activity, credit is both a vital lubricant and the indispensable fuel. Money may make the world go ’round, but credit makes the gears of commerce run smoothly.

John Maynard Keynes wrote of the paradox of thrift — if everyone saves, everyone becomes poorer, because demand for goods and services will fall. Here’s another paradox: Running up consumer debt may be a moral failure and a recipe for long-term damnation, but it also contains the roots of our short-term salvation.

Are your thoughts provoked?

Mine were.  In fact, here they are in convenient numbered formatting:

[click to continue…]

Article publié pour la première fois le 01/11/2010

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