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Judge Not, Lest Nobody Like Ye

Everyone judges other people’s spending habits at one time or another, but eventually the shoe will be on the other foot.  Today the shoe was on my foot; my newly pedicured foot.  And it was smelly.


Today I went and got my nails and my toe nails done; rare occurrences by themselves, practically unheard of at the same time.  Sure I could do it myself, but my left hand just won’t paint worth a da… darn.  Actually, today I just felt the need to take care of myself in a special way.  This is my site de rencontre amitié femme rationalization and I’m sticking to it. next    

Actually, I was treating myself big-time because I also got my hair done (I love Wal-Mart, you only have to make one trip and POOF! everything you need is all in one place).  My stylist noticed the toe-separator-thingamajig and said to me with judging eyes, “oh, do you get pedicures often?”  So, I may have misread said “judging eyes,” my own judgment clouded with guilt by my previous splurges, but eth partnersuche I felt judged

With my sensitivity on alert, my ears perked up when Stylist mentioned she was a smoker.  Ah ha!  What a hypocrite, judging me for spending just a few bucks on myself when she herself was throwing money down the tubes daily…  Wait a minute.  click here for more I realized the reason I was peeved was that she had stuck her nose into my finances without knowing me, and I was doing the same to her. 

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Article publié pour la première fois le 31/08/2010


Bored? Board Games!

Whether we like to admit it or not, most people spend a lot of time and money seeking for ways to entertain themselves. Sure, we should be nothing but productive all the time, but where’s the fun in that!? It’s because of that longing to be entertained that people pay over $100 a month for television service, $50 for internet service, and $10 per person to go see a movie at a theater. People like to be entertained; we like the escape from reality that it provides. But, finding ways to entertain ourselves can get expensive. Taking a family of four to the movies can easily end up costing $50 for two hours of fun, and that’s not even including popcorn. So it begs the question: how can we entertain ourselves and our families and not have to sell pints of blood on the weekends to finance it? To answer this question all you have to do is look back to your childhood.

Most kids play games growing up. Be it tag, foursquare, or red rover, kids love to play games. That’s why most people have memories of playing board games as children. Usually, those memories provide some of the fondest of our youth. That is because board games are a communal activity; something that we do together. They require interaction and communication. They also provide a little dose of healthy competition (or an unhealthy dose, if your dealing with some people!) But, as you get older, it’s easy to forget just how fun board games can be. Do yourself a favor and check out these helpful tips for bringing back the board games and bringing back some good old-fashioned childhood fun.

Pretty much every family I know has the same closet in their house. Maybe it’s a coat closet, or a cupboard in the garage. Sometimes it’s hiding in the basement, or tucked back in the guest room. I’m talking about the game closet. The place all of the old copies of Monopoly and Clue are hiding. And while those classic games are a lot of fun in and of themselves, sometimes after years of enjoying them, they can seem a little stale. Here’s where the Boardgame Remix Kit (http://boardgame-remix-kit.com) comes in. The guys behind the Boardgame Remix Kit know that every house has the same basic games in the closet: Monopoly, Clue, Scrabble, and Trivial Pursuit. Using the boards, cards, and pieces of those games, the Boardgame Remix Kit creates new games from those old pieces. Don’t want to spring for the shipping costs of the Kit? They even have an app for iOS with all the rules to their new games.

Sometimes even repurposing old games isn’t enough to make board games interesting again. Luckily, board game manufacturers have been busy at work making new games every year. Sometimes its difficult to hear about these new games and know which are worth putting down your hard-earned money for. Here’s where Table Top comes in (http://tabletop.geekandsundry.com). Table Top is a web-based show where geek favorite Wil Wheaton gets together with some friends and demonstrates how to play a variety of “new” games you may not have heard of. Some of these games have been around laboring in obscurity for years just waiting for discovery. Some of the games Wil and friends have highlighted include Ticket to Ride, Settlers of Catan, and Munchkin. Not only are the videos entertaining and funny, they make you want to go out and schedule your next game night post haste. Want to know where to find all of the games highlighted on Table Top? Starting on August 1, 2012, and continuing for three months, Target stores will carry and sell games highlighted on Table Top. Now you have no more excuses to upgrade your game collection.

While board games are a ton of fun, sometimes you want to do something that is still communal, but more passive. (It can be hard to have good conversation while you’re plotting how you are going to take over the Risk world.) It’s times like these you need to break out a jigsaw puzzle. I love puzzles. They are challenging and fun, but they also provide opportunities to converse with friends or just watch TV. They are also super cheap and provide a lot of bang for your buck. Plus, there is no greater feeling than perfectly inserting the last piece of your completed puzzle.

http://www.iziart.cz/?filmec=best-couples-dating-website&404=fd So friends, any other board game fans out there? Any other old-school recommendations for cheap entertainment? Any game recommendations? Sound off in the comments.

Article publié pour la première fois le 03/09/2012


Can you really afford a dog?

I never understood how Roger and Anita planned to take care of 101 dalmations.  How could they possibly afford a Dalmation Plantation on a songwriter’s salary?  What a ridiculous plot.

Husband and I are dog lovers, though we have none.  This week we get to dogsit Badger, a lab/greyhound mix with a pension for burrowing under the covers.  If we were impulsive people we would abscond with this dog to Mexico; she is that awesome.  But alas, we are planners and, aside from the obvious faults with the Mexico plan, we have our reasons for not having a dog already. 

Cost Considerations When Deciding to Buy a Dog

1. $Time – your most valuable asset. 

All animals require a significant amount of your attention on a daily basis; not to mention vet visits, additonal shopping trips, and other doggy-type errands (poop patrol!).   If you’re thinking of buying a puppy, then consider the time it will take to train your new family member.  We haven’t been able to commit to a time sacrifice because we are so busy and it wouldn’t be fair to neglect a new puppy; that, or more likely, sacrifice our other committments because we are easily distracted by cuteness.   

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Article publié pour la première fois le 26/07/2010


Anchors Away!: Yard Saling

Are you ready to save money, make money, reuse, reduce, recycle, and go green?  Are you tired of being weighed down with clutter?  Put on our captain’s hat, throw that heavy anchor (or armoire) overboard, cut the chain,  and get ready to set (yard) sale.   It’s that time of year, you have done your Spring-cleaning and now you have a heap of stuff you don’t want to tuck back into your closets and garages.  Time to put together a yard sale!   I have been working on a handy list of suggestions to help you get started.  Here are the http://feelgoodbiochem.com/?milforw=rencontre-avec-dauphin-marineland&758=fa Dos

preguntas para conocer a una chicas Do make it easy on yourself.  Bundle things up to sell in increments of $1. Use rubber bands to make sets of silverware or fill clear bags with small toys.  Change is a pain.

Your Domain Name Do invite a neighbor or a family member to do the sale with you.  That way you have more merchandise to draw customers, and more customers draw even more customers.  Also you can split the cost of advertising.  Just be careful not to spend all your profits buying each other’s stuff.

check these guys out Do display some of your coolest items at the front of your yard or driveway to entice people.  Also, you may want to position yourself and your “check out” there so you can monitor all comings and goings to prevent your stuff from just “walking off.”  From this spot you can share quick info with drive by shoppers, like whether or not you’re offloading any power tools.

conocer mujeres rusas por facebook Do play some generally appealing, non-offensive music at your sale.  It encourages browsing just like at the mall and it gives the customers a sound screen so they can talk amongst themselves about whether or not your velvet Elvis is worth $8 without feeling like you are eavesdropping.

Do clean up the items you want to sell.  Blow up kid’s arm floaties, put clothes on hangers, shelve books.   No one wants to wade through nasty cobwebby rat poopy boxes.  Plus, if things are dirty they will think you didn’t take care of them so it is probably broken or messed up anyway.  Why would they buy that?

Do make readable signs, put them up at the right time and take them down at the right time.  That is all, thank you.

Do have a FREE box with things like broken appliances that may be good for parts or unwearable clothes that make good scraps or rags.

Do label all items if possible.  You don’t want to keep answering “how much for this?  How much for that?” all day.   For things like children’s clothes or toys you can have grocery sacks that people can stuff for say $2.  Or a sign telling customers “All Items On This Table $1.”

I hope you found these tips helpful or at least interesting.  Stay tuned next week for the Don’ts for your yard sale.  Have you ever pulled off a successful yard sale?  Do you have some other good tips?

Article publié pour la première fois le 06/06/2012


Homemade vs. Store-Bought Cost Comparison

60% more for my PB&J?  I’ll make it myself, thank you very much.


I may be alone on this one, but I used to think that those frozen, pre-made dinners were  cheaper than buying all of the ingredients and making the same meal from scratch.  It makes sense, buy one thing in one package and it should be cheaper; well, it makes sense in my mind at least.  As I’ve become a more savvy shopper, I’ve noticed that these meals are seeming more and more expensive.  This week I went to the store to compare the cost of store-bought, frozen meals and the cost of making the same meals at home on my own time.  I found that, as usual, when someone does the work for you, it’s going to cost you more. 

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Article publié pour la première fois le 29/07/2010


Carnival of Money Stories #76

Welcome to the 76th Carnival of Money Stories, a collection of the best money-related stories from around the interwebs this past week.  I'd like to kick this week's edition off with a short money story of my own; and I will, because it's my blog and I can do whatever I want to.

The True Story of How I Almost Won a Million Bucks. 


Back in my college days I found myself with nothing to do one chilly autumn afternoon when the phone rang.  It was my mother with a hot tip. 

You may have heard of the Ricola Mystery Cougher Challenge; if you haven't, it really doesn't matter because I'm going to explain it to you.  The Challenge: you hear a stranger cough, you offer said stranger a Ricola cough drop, you win a million dollars.  Bam.

Mom heard on the radio that the Mystery Cougher would be near my campus at noon. 

I would be there.  Waiting…

Long story short, I was right next to the MC, I hesitated, the guy next to me didn't, I didn't win the million bucks.

The Moral of the Story: Work hard, save, invest, and always offer a stranger a cough drop (just in case).

The End


Now, if you are an avid carnival reader, you know that the host usually says something along the lines of, "There were so many good submissions this week, I had a hard time choosing my favorites!"

Well, there were so many good submissions this week, I had a hard time choosing my favorites.  Good stuff everybody.  


Editor's Picks 

Should I Be Doing My Own Taxes? @ Money Thinking

Boats & Cottages @ Free Money Finance

Time To Be The Hardnosed Landlord @ Yes I Am Cheap


Living Stories

Dirt Locked @ Minting Nickels

I Eat Before I Go to Lunch @ Thousandaire

Why I Borrow So Much @ The Financial Blogger

10 Pantry Essentials @ Bucksome Boomer


Inspirational Stories

Working Hard For What You Want @ Free From Broke

We Made It! @ Money Beagle

Retiree Financial Lessons from the Recession @ My Wealth Builder


Contemplative Stories

The Story of The Widow's Mite: Do We Have it Wrong? @ Christian PF

Is Money Talk Rude? @ Funny About Money

Brett Favre May Lose $100 Million @ Faithful With A Few

A Moment With a Compulsive Shopping Addict @ Danielle Liss

A Tale of Recovery @ Financial Tales


Family Stories

Fun Fall Traditions @ Squirrelers

What Our Parents Taught Us About Money @ Prairie Eco Thrifter

Where Do You Start @ Canadian Personal Finance Blog


Useful Stories

8 Best Personal Finance Apps for Android @ My Dollar Plan

We Refinanced Our Mortgage @ The Sun Financial Diary

The Pros and Cons of Buying Newly Built Homes @ Spruce Up Your Finances

Southwest Rapid Rewards Credit Card Review @ Wanderlust Journey


Saving Stories

Are You Really Getting the Best Deal @ Good Financial Cents

19 Tips for Saving a Bundle of Money on Home Appliances @ Len Penzo dot Com

Do You Live Within Your Means? @ Green Panda Treehouse



If you didn't see you post included this week, it's not because it wasn't excellent, it just wasn't a money story.  

Submit your posts here for next week's carnival at the Canadian Finance Blog.  It's going to be awesome. 

Article publié pour la première fois le 18/10/2010